Chift, a Brussels-based startup that provides a financial connectivity layer for European software, helping software vendors connect their products to the financial tools their users rely on, has raised €10.5 million in a Series A funding round.
The round was led by BlackFin Capital Partners, a specialist European FinTech investor managing more than €4 billion in assets. The round also saw participation from existing investors Entourage, Shapers, Seeder Fund, and Wallonie Entreprendre.
“Financial data connectivity is genuinely hard to build, particularly in Europe, where data sits across dozens of local systems that were never designed to talk to each other. That difficulty is what makes Chift’s position valuable. And AI raises the stakes further: agents are only as good as the data they can access,” said Pauline Brunel, Investment Director, BlackFin Capital Partners.
Founded in 2022 by Gauthier Henroz, Henry Hertoghe, and Matthieu Hertoghe in Brussels, Chift lets software companies plug into more than 120 financial systems, spanning accounting, invoicing, point-of-sale, e-commerce, payments, and property management, through a single unified API.
Its system removes the need to build and maintain each connection separately. An invoicing platform, for instance, can use Chift to route customer invoices into 40 different accounting tools without integrating with each one individually.
It’s not just about financial software; Chift is now orchestrating how AI systems and AI agents handle financial data. Through its Model Context Protocol (MCP) server, the company enables AI agents to securely retrieve and push data across its network of integrations, handling authentication and access control so developers building AI features don’t have to manage credentials system by system.
“AI and e-invoicing are rebuilding the entire financial software market, and businesses run on more tools than ever. Interoperability is becoming the defining problem of European SMB finance. Its fragmentation makes that harder to build than anywhere, as systems are split across 27 countries. That is exactly why we build the infrastructure that connects it all,” said Gauthier Henroz, CEO and co-founder of Chift.
The Series A funding round follows more than tenfold revenue growth since its €2.3 million Seed round in 2024. The company says its team has grown to 35 people and is now used by more than 150 software companies to connect over 50,000 SMEs in more than ten European countries. Notable clients include FinTechs, such as Revolut, Qonto, Pennylane and Mollie.
“We are proud to back Gauthier, Henry and Matthieu in making Chift the connectivity infrastructure for business software in the AI era,” added Brunel.
Chift plans to use the new capital to expand into every major European market and deepen its AI bet, connecting more AI products into financial data. It is also moving toward integrations that configure themselves rather than requiring manual setup by each customer. By 2028, the company is aiming to become Europe’s go-to provider of financial connectivity.
Source: EU-Startups
